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  • Business Package

  • Industrial Special Risks
  • Householders
  • Burglary
  • Motor
  • Fire and Perils
  • Glass
  • Marine Cargo
  • Marine Hull
  • Personal Valuables
  • Machinery Breakdown
  • Aviation Hull
  • Boiler Explosion
  • Marine Builders Risk

  • Jewellers Block
  • Livestock and Bloodstock
  • Contract Works
  • Contractors Plant and Machinery
  • Electronic Equipment
  • Corporate Travel
  • Crop
  • Political Risks
  • Landlords

Covering a number of Risks for SME including Building, Contents, Business Interruption, Burglary, Glass, Liability and others

Fire and Perils and Accidental Damage to fixed assets

Loss or damage to residential premises and their contents

Theft of property following forcible and violent entry to premises

Loss or damage to registered vehicles

Damage to fixed assets caused by a range of nominated risks

Damage to fixed glass

Damage to goods while in transit

Damage to private and commercial vessels and related equipment

Loss or damage to jewellery, works of art and other valuables

Cost to repair following mechanical or electrical breakdown of plant equipment

Loss of or damage to aircraft and related equipment

Damage to registered boilers by explosion, overheating, collapse

Loss or damage to vessels during construction, testing and commissioning and delivery

Loss or damage to stock of precious metals and gems

Loss following death or loss of use of valuable animals

Loss or damage to the project during construction

Loss or damage to unregistered mobile plant, drilling rigs and the like

Material Damage and loss of data following breakdown or malfunction

Costs following accident or illness whilst travelling

Fire or hail damage to cash crops

Expropriation of overseas assets by Governments or local authorities

Loss or damage to rented residential premises including loss of rent

  • Account Receivable
  • Advance Consequential Loss

  • Bonds Performance Guarantees
  • Business Interruption
  • Cancellation and Abandonment


  • Commercial Legal Expenses


  • Computer Breakdown

  • Computer Crime
  • Credit Insurance


  • Export Credit

  • Fidelity Guarantee
  • Intellectual Property
  • Kidnap, Ransom and Extortion
  • Machinery Breakdown Profits Increased
  • Marine Profits

  • Money
  • Product Tamper
  • Strike
  • Takeover Defence
  • Audit and Investigation

Loss due to irrecoverable debts following destruction or theft of debtors records

Loss of future earnings and increased expenses following delayed completion of a project caused by damage

(an alternative to bank guarantees)

Loss of income and increased expenses due to damage to fixed assets

Cover is provided for loss of income and additional expenses incurred due to occurrences such as adverse weather conditions or non appearance of performers for many reasons, including death or illness

The reimbursement of legal costs in either defending or pursuing legal action in areas of contract, employment, criminal, property, patent and write, motor and trade practices (both civil and statutory)

Profits loss of income and increased expenses following mechanical and electronic breakdown of computer equipment

Loss of funds following tampering with computer with computer systems

This provides protection for insured debts following insolvency of a debtor and can be tailored to cover any single group of specific debtors or a blanket cover over all debtors

Provides exporters with cover for default by customers or default due to politicial interference

Losses due to the dishonesty of employees

Legal expenses incurred to defend patent, trademark, copyright etc.

Monies paid following kidnap of staff or family or threats of damage to assets

Loss of income and expenses following breakdown of key plant and equipment

Loss of income and increased expenses following marine transit material damage claims

Loss or damge to cash, cheques, negotiable instruments

Loss of net profit, recall and other expenses following product tampering

Additional expenses incurred following labour disturbances

Expenses to successfully defend a takeover of a public company

Expenses due to unexpected audits required by any statutory body, including Australian Taxation Office

  • Broadform Public and Products

  • Airport Operators
  • Association Liability

  • Aviation Liability
  • Defamation
  • Directors and Officers Liability

  • Employers Liability Accident Make-up Pay
  • Employment Practices Liability

  • Extra Territorial Workers' Compensation
  • Environment Impairment Liability
  • Professional Indemnity
  • Forged Transfers
  • Marine Liability

  • Motor - CTP
  • Product Recall Expenses
  • Liability
  • Trustees Liability
  • Umbrella Liability


  • Workers' Compensation

Bodily injury and property damage arising from the professional activities of an organisation

Bodily injury and property damage arising from the operation of a licensed airport

This provides indemnity to those who hold positions on management committees incorporated organisations against negligent acts, errors or omissions

Bodily injury and property damage arising from the operation of an aircraft

Damages following libel and slander

Damages following a wrongful act committed by the directors or officers of a company

Pays "Gap" between Workers Compensation Act benefits and actual weekly pay

Liability for employment related issues such as wrongful dismissal, sexual harassment and discrimination

For employees working interstate or overseas

Bodily Injury and property damage following gradual pollution

Damages arising from the professional activities of the organisation

Damages and expenses following negligence in share registry

Bodily injury and property damage arising from operation of vessels, carriers liability, ship repair activities, charterers liability, container liability and stevedore liability

Bodily injury arising from registered vehicles

Expenses incurred in the recall of defective products

Activties and from products manufactured, imported or sold

Damages following mismanagement of superannuation funds by trustees

Provides cover in excess of standard Broadform liability policies, including Motor Third Party, but also provides blanket cover for many areas excluded by those policies

Providing cover for employers liability for injury to employees, Act benefits and at Common Law

  • Group Life Cover

  • Consumer Credit
  • Key Man
  • Loss of Licence

  • Major Trauma Cover

  • Partnership and Shareholder Protection

  • Personal Accident and Illness
  • Income Protection

  • Salary Continuance

  • Travel and Expatriate Cover

Provides a group of people with cover for death or disability at much lower rates than can be provided individually

Personal Accident and unemployment insurance to protect finance loans

Financial loss following death or disablement of key personnel

Lost income when an income producing licence cannot be maintained as a consequence of disability

Provides lump sum of money following diagnosis of specified major personal health conditions

This provides a package designed to protect the surviving shareholders in the event of the death or disability of a principal

Death or disability following an accident or illness (cancellable contract)

This can provide cover in the event a person is unable to follow their chosen occupation (a non-cancellable contract)

This provides cover for continuation of employees' salaries after sick leave has been exhausted

Medical and repatriation expenses following injury or illness while travelling or working overseas

Asset Risk Protection

Income & Other Financial Risk & Exposure

Liability Risk & Exposure

People Exposure & Protection

#Asset #Income #Liability #People

One of our roles as your General Insurance Adviser is to highlight areas where you may have an exposure to loss but are presently uninsured.

Following below is a list of insurances that are available. This list is not exhaustive and does not include all types of policies available in the various insurance markets, but represents a useful list for review of your insurance requirements.

Your business is constantly changing and it is useful to review this list periodically to ensure that you remain comfortable with your existing insurance and are not carrying any uninsured exposures.

If you are worried about your insurances or just require additional information please contact AIIB immediately and we will be happy to help.

AIIB General Insurance Products

Talk to us about how we can help you identify the risks you face and how to protect against them.
Call us today on 02 9683 7233 or submit an enquiry by filling out the form.

People exposure & protection products are provided by AIIB Financial Services. For more details please click here to go to the AIIB Life Insurance & Financial Services web site.

ASSET RISK PROTECTION

INCOME & OTHER FINANCIAL RISK & EXPOSURE

LIABILITY RISK & EXPOSURE

PEOPLE EXPOSURE & PROTECTION

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People exposure & protection products are provided by AIIB Financial Services. For more details please click here to go to the AIIB Life Insurance & Financial Services web site.